Assured Neace Lukens Blog

July 28, 2014 Compliance Observer Alert – IRS Releases Draft Forms for Reporting Employee Health Coverage

July 28, 2014 IRS Releases Draft Forms for Reporting Employee Health Coverage By: Caroline E. Smith, Esq., Corporate Compliance Officer, AssuredPartners, Inc. On July 24, 2014, the Internal Revenue Service (IRS) released draft versions of the forms that will be used by employers to report to the IRS information on health coverage offered to their […]

Common Commercial Insurance Claims Part 2

The right insurance coverage helps businesses protect their people, their interests and their investments. Last week we discussed four common commercial insurance claims businesses might face. Now, we’re continuing the discussion, highlighting four additional types of claims that businesses could encounter. Here are four more types of claims you should be aware of: Management Liability […]

Do Roommates Need Renters’ Insurance?

Are you a renter? If so, do you have renters’ insurance? According to a Rent.com survey from 2013, U.S. News reports that 60 percent of renters do not have a renters’ insurance policy. Renters’ insurance is very important, because it covers damage to your belongs from fire, theft and other natural disasters, can provide temporary […]

July 22, 2014 Compliance Observer Alert – Federal Appeals Courts Leave the Future of Federal Subsidies in Question

July 22, 2014 Federal Appeals Courts Leave the Future of Federal Subsidies in Question Three weeks after the United States Supreme Court exempted certain employers from part of the Affordable Care Act (“ACA”) in Burwell v. Hobby Lobby Stores, two federal appeals courts reviewed another critical component of the ACA and came out with conflicting […]

Common Commercial Insurance Claims Part 1

Having the right insurance coverage for your business provides a safety net that protects your most important assets. Insurance covers key business exposures, the health and safety of your employees and can help minimize the impact of potential losses. The purpose of your insurance policies is to provide protection to your organization – here are […]

Fleet Safety Newsletter – July 2014

Leaving the Scene of an Accident You must be aware of your responsibilities, even during a minor accident. You must exchange the appropriate information and submit it to your insurance carrier and local authorities in order to: Avoid breaking the law Help defend you against a possible lawsuit Prevent the possibility of losing your drivers’ […]

RMSC Safety Sentinel – July 2014

July 2014 Safety Sentinel What You Should Know About Electrical Power Supply Cords Electrical code violations are extremely common in many workplaces; and in many cases they are easily preventable. This month’s edition of the Safety Sentinel discusses a common source of electrical violations – flexible power cords. According to National Fire Protection Association estimates […]

Choosing the Right Insurance Deductible

When it comes to your personal insurance policies, it’s important to understand how your premiums and deductibles work together and fit into your overall financial situation. A premium is the monthly amount you pay your insurance carrier for providing you with insurance. A deductible is how much you need to pay out of pocket when […]

July 14, 2014 Compliance Observer Alert – Distribution of MLR Rebates

July 14, 2014 Distribution of MLR Rebates Source: Zywave BACKGROUND The Affordable Care Act (ACA) established the medical loss ratio (MLR) rules that require health insurance issuers, offering group or individual coverage, to report how they spend their premium revenue to the Department of Health and Human Services (HHS). These MLR rules require issuers to […]

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