Assured Neace Lukens Blog

Does Homeowners’ Insurance Cover Dog Bites?

Are you one of the 83.3 million homes* in the United States that have a pet? If your answer is yes, have you thought about what might happen if your dog were to bite? The Centers for Disease Control and Prevention states that 4.5 million people are bitten by dogs each year. With millions of […]

Aug. 29, 2014 Compliance Observer Alert – IRS Releases Draft Instructions for ACA Reporting Forms

August 29, 2014 IRS Releases Draft Instructions for ACA Reporting Forms Source: Zywave The Affordable Care Act (ACA) created new reporting requirements under Internal Revenue Code (Code) Sections 6055 and 6056. Under these new reporting rules, certain employers must provide information to the IRS about the health plan coverage they offer (or do not offer) […]

What’s Covered by Auto Insurance?

When was the last time you took a good look at your auto insurance policy? Your auto insurance policy details the amount and types of coverage you have on your automobile. Although the coverages are listed on your policy, understanding what damages and which circumstances that are covered can sometimes be difficult. According to Bankrate, […]

What is a Self-Insured Plan?

When it comes to employee benefits, employers have a couple options. They may consider a self-insured plan. There are self-insured plans designed for different employer sizes. According to, a self-insured plan is defined as plans present in larger companies where the employer collects premiums from enrollees (employees) and takes on the responsibility of paying […]

RMSC Safety Sentinel – August 2014

August 2014 Safety Sentinel The Disaster Management Process Mitigation – Preparedness – Response – Recovery   Mitigation – Mitigating measures moderate or alleviate the impact of accepted risks. In some cases mitigation, in and of itself, can be enough to prevent a risk from developing into a disaster. It is thought to be the most cost-effective […]

Fleet Safety Newsletter – August 2014

Changing and Choosing a Lane Changing lanes includes: Changing from one lane to another Passing another vehicle Merging onto a roadway from an entrance ramp Entering the roadway from the curb or shoulder When changing lanes you must check for possible hazards or vehicles in the lane you want to enter. This means you must […]

The Importance of Arbitration Agreements in the Senior Living Industry

When new residents move into a nursing home or senior living facility, they must sign a resident agreement outlining the services the nursing home promises to deliver, and the amount the resident is required to pay. Procedurally, nursing homes will ask new residents to voluntarily sign an arbitration agreement upon admission, ideally a separate document. […]

A Look at the Affordable Care Act: Multi-State Plans on the Health Insurance Exchange

Each month Assured Neace Lukens will discuss a different aspect of the Affordable Care Act. Stay tuned for more updates on the second Thursday of each month. Click here for more Affordable Care Act blogs. As part of the health care reforms, the Affordable Care Act permits a multi-state plan program under the Exchanges for families or […]

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